10 Best Credit Cards You Didn’t Know Exist
Are you tired of the same old credit cards with generic rewards and benefits? Look no further! In this article, we’ll introduce you to 10 of the best credit cards that fly under the radar, offering unique perks, rewards, and benefits that will make your wallet and financial life a whole lot happier.
1. Discover it Cash Back
The Discover it Cash Back is a hidden gem that offers an unprecedented cashback reward scheme. This card gives you 5% cashback on various categories such as gas stations, grocery stores, restaurant, home improvement stores, Amazon, or travel booked through Chase Ultimate Rewards. Additionally, you’ll get 1% cashback on all other purchases. To top it off, Discover will match all the cashback you earned at the end of your first year.
Rewards: 5% cashback on various categories, 1% on all other purchases
Annual Fee: $0
Interest Rate: 12.99% – 23.99% Variable
2. Citi Premier Card
The Citi Premier Card is a travel rewards powerhouse that offers 3x points on various categories such as dining, entertainment, travel, and more. The card gives you a 100,000-point bonus after spending $4,000 in the first 3 months. Additionally, you can transfer your points to 15 airline loyalty programs or redeem them for travel statement credits.
Rewards: 3x points on dining, entertainment, travel, and more
Annual Fee: $95
Interest Rate: 15.99% – 23.99% (Variable for cash advances, purchases and BALANCE TRANSFER)
3. Capital One Venture Card
The Capital One Venture Card is a travel credit card that offers 2x miles on all purchases. The card gives you a 50,000-mile bonus after spending $3,000 in the first 3 months. Plus, you can redeem your miles for travel purchases with no blackout dates or restrictions.
Rewards: 2x miles on all purchases
Annual Fee: $95
Interest Rate: 14.49% – 24.49% (Variable)
4. Bank of America Cash Rewards Credit Card
The Bank of America Cash Rewards Credit Card is a cashback powerhouse that offers a 3% cashback reward on gas stations and 2% cashback on groceries. The card gives you a $200 bonus after spending $500 in the first 90 days. Plus, you can earn up to 3% cashback on gas stations and 2% cashback on groceries up to the first $2,500 in combined purchases each quarter.
Rewards: 3% cashback on gas stations, 2% on groceries
Annual Fee: $0
Interest Rate: 13.99% – 23.99% Variable
5. American Express Plenti Card
The American Express Plenti Card is a points rewards card that offers 5x points on everyday purchases like groceries and gas. The card gives you a 30,000-point bonus after spending $1,000 in the first 3 months. Plus, you can earn up to 6x points on certain purchases.
Rewards: 5x points on everyday purchases
Annual Fee: $0
Interest Rate: 16.49% – 25.49% (Variable)
6. Barclays Arrival World Mastercard
The Barclays Arrival World Mastercard is a travel credit card that offers 2x miles on all purchases. The card gives you a 70,000-mile bonus after spending $5,000 in the first 90 days. Plus, you can redeem your miles for travel purchases with no blackout dates or restrictions.
Rewards: 2x miles on all purchases
Annual Fee: $0 (first year, $89 after that)
Interest Rate: 17.24% – 27.24% (Variable)
7. Wells Fargo Propel American Express Card
The Wells Fargo Propel American Express Card is a cashback card that offers 3x points on restaurants, 2x points on gas stations, and 1x point on all other purchases. The card gives you a 20,000-point bonus after spending $1,000 in the first 3 months.
Rewards: 3x points on restaurants, 2x on gas stations
Annual Fee: $0
Interest Rate: 15.49% – 26.49% (Variable)
8. Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card from American Express is a cashback powerhouse that offers 6% cashback on groceries, 3% cashback on gas stations, and 1% cashback on all other purchases. The card gives you a $250 bonus after spending $2,000 in the first 3 months. Plus, there are no rotating categories to keep track of.
Rewards: 6% cashback on groceries, 3% on gas stations
Annual Fee: $95
Interest Rate: 12.99% – 23.99% (Variable)
9. Citi Double Cash Card
The Citi Double Cash Card is a cashback card that offers 2% cashback on all purchases. The card gives you a $700 bonus after spending $7,000 in the first 9 months. Plus, there are no rotating categories to keep track of.
Rewards: 2% cashback on all purchases
Annual Fee: $0
Interest Rate: 13.99% – 23.99% (Variable)
10. PenFed Platinum Rewards Credit Card
The PenFed Platinum Rewards Credit Card is a cashback card that offers 1.5x points on all purchases. The card gives you a 10,000-point bonus after spending $1,000 in the first 90 days. Plus, you can earn up to 2x points on certain purchases.
Rewards: 1.5x points on all purchases
Annual Fee: $0
Interest Rate: 9.99% – 18.00% (Variable)
Conclusion
These credit cards are some of the best-kept secrets in the credit card industry, offering unique rewards, benefits, and perks that will make your financial life a whole lot easier. From cashback rewards to travel and dining rewards, there’s something for everyone on this list. So, which one will you choose?
Disclosure
This article is for informational purposes only and should not be considered as professional advice. The offers and terms listed above are subject to change and may not be available to all applicants.
Advertiser Disclosure
This content is sponsored by the following advertisers: Citi, Discover, American Express, Barclays, Wells Fargo, and PenFed. The opinions and recommendations expressed in this article are independent and have not been influenced by any advertisers.
Advertiser Disclosure Terms
Advertiser Disclosure Terms: Advertisers are solely responsible for the accuracy and completeness of any offer or terms listed in their advertisement. The publisher is not responsible for the content of any advertisement and makes no representations or warranties regarding the performance of any credit card or financial product.
Advertising Guidelines
Advertising guidelines can be found on the publisher’s website.
